{"id":12387,"date":"2024-11-28T13:55:56","date_gmt":"2024-11-28T12:55:56","guid":{"rendered":"https:\/\/hu.andersen.com\/?p=12387"},"modified":"2024-12-14T09:16:17","modified_gmt":"2024-12-14T08:16:17","slug":"szep-kartya-uj-zseb-szabalyvaltozasok-2025","status":"publish","type":"post","link":"https:\/\/hu.andersen.com\/hu\/hirek\/szep-kartya-uj-zseb-szabalyvaltozasok-2025\/","title":{"rendered":"SZ\u00c9P-k\u00e1rtya: \u00faj zseb \u00e9s rugalmasabb felhaszn\u00e1l\u00e1s"},"content":{"rendered":"\n<p><strong>A megszavazott \u0151szi ad\u00f3csomag a SZ\u00c9P-k\u00e1rtya tekintet\u00e9ben t\u00f6bb fontos szab\u00e1lym\u00f3dos\u00edt\u00e1snak is meg\u00e1gyazott<\/strong>.<strong> Akt\u00edv Magyarok n\u00e9ven \u00faj zseb ny\u00edlik rajta, az egyenleg fele lak\u00e1sfel\u00faj\u00edt\u00e1sra is ford\u00edthat\u00f3, m\u00edg a k\u00e1rtya digitaliz\u00e1lt form\u00e1ban is el\u00e9rhet\u0151 lesz. Az \u00faj szab\u00e1lyok r\u00e9szleteit tartalmaz\u00f3 korm\u00e1nyrendelet-m\u00f3dos\u00edt\u00e1si tervezeteket november 26-\u00e1n bocs\u00e1tott\u00e1k t\u00e1rsadalmi egyeztet\u00e9sre.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color has-medium-font-size wp-elements-63751cf5fed54f2656a7fb95cefd0df4\" id=\"h-szep-kartya-az-aktiv-es-sportos-eletmodert\" style=\"color:#571616\"><strong>SZ\u00c9P-k\u00e1rtya az akt\u00edv \u00e9s sportos \u00e9letm\u00f3d\u00e9rt<\/strong><\/h2>\n\n\n\n<p>\u00daj b\u00e9ren k\u00edv\u00fcli juttat\u00e1sk\u00e9nt nyitj\u00e1k meg 2025. janu\u00e1r 1-j\u00e9t\u0151l a SZ\u00c9P-K\u00e1rtya (Sz\u00e9chenyi Pihen\u0151 K\u00e1rtya) Akt\u00edv Magyarok nev\u0171 zseb\u00e9t, amelyre a munk\u00e1ltat\u00f3k maximum havi 10 ezer forintot utalhatnak. Ezzel 450 ezer forintr\u00f3l 570 ezer forintra n\u0151 a k\u00e1rty\u00e1n kereszt\u00fcl \u00e9vente fizethet\u0151 \u00f6sszeg. Az \u00faj zsebr\u0151l kifejezetten az akt\u00edv \u00e9letm\u00f3ddal, sportol\u00e1ssal kapcsolatos szolg\u00e1ltat\u00e1sok ellen\u00e9rt\u00e9ke fizethet\u0151 ki. Ebbe a kateg\u00f3ri\u00e1ba tartozik a szabadid\u0151s vagy sporteszk\u00f6z\u00f6k k\u00f6lcs\u00f6nz\u00e9se, a sport vagy szabadid\u0151s k\u00e9pz\u00e9sek \u00e9s a sportegyes\u00fcleti tev\u00e9kenys\u00e9g finansz\u00edroz\u00e1s\u00e1ra is. <a href=\"https:\/\/kormany.hu\/dokumentumtar\/76-2018-iv-20-korm-r-mod-szep-kartya-aktiv-magyarok-es-otthonfelujitas\">A vonatkoz\u00f3 korm\u00e1nyrendelet m\u00f3dos\u00edt\u00e1si tervezete<\/a> t\u00e9telesen, TE\u00c1OR sz\u00e1mokkal megjel\u00f6lve sorolja fel ezeket a szolg\u00e1ltat\u00e1sokat \u00e9s tev\u00e9kenys\u00e9gi k\u00f6r\u00f6ket.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color has-medium-font-size wp-elements-800389835574efdaa13f467a2862b571\" id=\"h-lakasfelujitasra-is-fordithato-a-keret-fele\" style=\"color:#571616\"><strong>Lak\u00e1sfel\u00faj\u00edt\u00e1sra is ford\u00edthat\u00f3 a keret fele<\/strong><\/h2>\n\n\n\n<p>A Gazdas\u00e1gv\u00e9delmi Akci\u00f3tervben meghirdetettekkel \u00f6sszhangban a SZ\u00c9P-k\u00e1rtya sz\u00e1ml\u00e1n 2025. janu\u00e1r 1-j\u00e9n nyilv\u00e1ntartott \u00e9s a sz\u00e1ml\u00e1ra 2025-ben utalt munk\u00e1ltat\u00f3i t\u00e1mogat\u00e1s 50%-a 2025-ben lak\u00e1sfel\u00faj\u00edt\u00e1sra ford\u00edtott kiad\u00e1sokra is felhaszn\u00e1lhat\u00f3. Az Akt\u00edv Magyarok zsebhez hasonl\u00f3an a rendeletm\u00f3dos\u00edt\u00e1s tervezete itt is felsorolja azokat az anyagokat \u00e9s eszk\u00f6z\u00f6ket, amelyeket erre c\u00e9lra lehet megv\u00e1s\u00e1rolni a k\u00e1rtya seg\u00edts\u00e9g\u00e9vel. Ezek a k\u00f6vetkez\u0151k:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>vas\u00e1ru-, \u00e9p\u00edt\u0151anyag-, fest\u00e9k-, \u00fcveg-kiskereskedelem,<\/li>\n\n\n\n<li>b\u00fator, vil\u00e1g\u00edt\u00e1si eszk\u00f6z, ed\u00e9ny, ev\u0151eszk\u00f6z \u00e9s egy\u00e9b h\u00e1ztart\u00e1si cikk kiskereskedelem,<\/li>\n\n\n\n<li>iparcikk jelleg\u0171 vegyes kiskereskedelem.<\/li>\n<\/ul>\n\n\n\n<p>B\u00e1r nem k\u00f6zvetlen\u00fcl a SZ\u00c9P-k\u00e1rty\u00e1hoz k\u00f6thet\u0151, de m\u00e9gis t\u00e9m\u00e1ba v\u00e1g\u00f3 v\u00e1ltoz\u00e1s az elfogadott \u0151szi ad\u00f3csomag egyik rendelkez\u00e9se. Ennek \u00e9rtelm\u00e9ben \u00faj b\u00e9ren k\u00edv\u00fcli juttat\u00e1snak min\u0151s\u00fcl a 35 \u00e9v alatti munkav\u00e1llal\u00f3nak lakhat\u00e1si t\u00e1mogat\u00e1sk\u00e9nt ny\u00fajtott, a lak\u00e1s b\u00e9rleti d\u00edj\u00e1ra vagy lak\u00e1sc\u00e9l\u00fa hitel t\u00f6rleszt\u00e9s\u00e9re ford\u00edthat\u00f3 t\u00e1mogat\u00e1s. Ennek havi m\u00e9rt\u00e9ke nem haladhatja meg a 150 ezer forintot.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color has-medium-font-size wp-elements-3a7b3831800b354c8fff0c60c2eebe2b\" id=\"h-jon-a-digitalizalt-szep-kartya\" style=\"color:#571616\"><strong>J\u00f6n a digitaliz\u00e1lt SZ\u00c9P-k\u00e1rtya<\/strong><\/h2>\n\n\n\n<p>A megjelent jogszab\u00e1lytervezet egyik \u00faj rendelkez\u00e9s\u00e9nek c\u00e9lja, hogy a SZ\u00c9P-k\u00e1rtya a j\u00f6v\u0151ben ne csak fizikai form\u00e1ban legyen el\u00e9rhet\u0151, hanem infokommunik\u00e1ci\u00f3s eszk\u00f6zre is digitaliz\u00e1lhat\u00f3 legyen. A jogalkot\u00f3 megfogalmaz\u00e1sa szerint a Sz\u00e9chenyi Pihen\u0151 K\u00e1rty\u00e1t a p\u00e9nzforgalmi szolg\u00e1ltat\u00f3nak olyan m\u0171anyag form\u00e1j\u00fa \u00e9s infokommunik\u00e1ci\u00f3s eszk\u00f6zre digitaliz\u00e1lhat\u00f3 k\u00e9szp\u00e9nz-helyettes\u00edt\u0151 fizet\u00e9si eszk\u00f6zk\u00e9nt kell kibocs\u00e1tania, amely<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>a k\u00e1rtyabirtokos sz\u00e1m\u00e1ra lehet\u0151v\u00e9 teszi a fizet\u00e9si megb\u00edz\u00e1sok megt\u00e9tel\u00e9t,<\/li>\n\n\n\n<li>elektronikus elfogad\u00f3helyi termin\u00e1l \u00e1ltal olvashat\u00f3, \u00e9s azon kereszt\u00fcl is alkalmas a fizet\u00e9si megb\u00edz\u00e1sok megt\u00e9tel\u00e9re.<\/li>\n<\/ul>\n\n\n\n<p>A kibocs\u00e1t\u00f3 p\u00e9nzint\u00e9zetek k\u00f6z\u00fcl a K&amp;H m\u00e1r id\u00e9n tavasz \u00f3ta rendelkezik a SZ\u00c9P-K\u00e1rtya digitaliz\u00e1lt v\u00e1ltozat\u00e1val. A rendeletm\u00f3dos\u00edt\u00e1s most az OTP-t \u00e9s az MBH-t is erre k\u00f6telezn\u00e9. Ezt, vagyis a digitaliz\u00e1lhat\u00f3s\u00e1got az \u00faj szab\u00e1lyok janu\u00e1r 1-jei hat\u00e1lyba l\u00e9p\u00e9sek el\u0151tt kibocs\u00e1tott k\u00e1rty\u00e1k eset\u00e9ben 2025. szeptember 1-j\u00e9t\u0151l kellene biztos\u00edtani.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color has-medium-font-size wp-elements-4ebbc874245660a0ab336f7003ee19d6\" id=\"h-kis-magyar-szep-kartya-tortenelem\" style=\"color:#571616\"><strong>Kis magyar SZ\u00c9P-k\u00e1rtya t\u00f6rt\u00e9nelem<\/strong><\/h2>\n\n\n\n<p>A Sz\u00e9chenyi Pihen\u0151k\u00e1rtya kibocs\u00e1t\u00e1s\u00e1r\u00f3l \u00e9s a cafeteria rendszer \u00e1talak\u00edt\u00e1s\u00e1r\u00f3l a magyar korm\u00e1ny 2011 m\u00e1rcius\u00e1ban d\u00f6nt\u00f6tt. A 2012 janu\u00e1rj\u00e1t\u00f3l elindult \u00faj rendszerben a munk\u00e1ltat\u00f3k \u00e9vi 450 forintos \u00e9rt\u00e9kben utalhattak b\u00e9ren k\u00edv\u00fcli juttat\u00e1st a munkav\u00e1llal\u00f3knak j\u00e1rul\u00e9kmentesen, kedvez\u0151 ad\u00f3z\u00e1ssal. Erre a SZ\u00c9P-k\u00e1rty\u00e1n h\u00e1rom lehets\u00e9ges alsz\u00e1mla \u00e1llt rendelkez\u00e9sre: sz\u00e1ll\u00e1shelyek (225 eFt kerettel), meleg \u00e9tkez\u00e9s (150 eFt) \u00e9s rekre\u00e1ci\u00f3s szolg\u00e1ltat\u00e1sok (75 eFt).<\/p>\n\n\n\n<p>Az az\u00f3ta eltelt id\u0151szakban t\u00f6bb nagyobb v\u00e1ltoz\u00e1s, ir\u00e1nyv\u00e1lt\u00e1s is t\u00f6rt\u00e9nt a vonatkoz\u00f3 szab\u00e1lyoz\u00e1sban:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>2018-ban a k\u00e1rty\u00e1kra utalt, fel nem haszn\u00e1lt \u00f6sszegek elk\u00f6lt\u00e9s\u00e9nek \u00f6szt\u00f6nz\u00e9se \u00e9rdek\u00e9ben l\u00e9pett \u00e9letbe egy szab\u00e1ly. Ennek \u00e9rtelm\u00e9ben a k\u00e1rtya kibocs\u00e1t\u00f3ja a fel nem haszn\u00e1lt \u00f6sszeg erej\u00e9ig d\u00edjat sz\u00e1molhatott fel.<\/li>\n\n\n\n<li>2020-ban a koronav\u00edrus j\u00e1rv\u00e1ny negat\u00edv gazdas\u00e1gi hat\u00e1sainak enyh\u00edt\u00e9se \u00e9rdek\u00e9ben 4 sz\u00e1zal\u00e9kra cs\u00f6kkentett\u00e9k a SZ\u00c9P-k\u00e1rtya szoci\u00e1lis hozz\u00e1j\u00e1rul\u00e1si ad\u00f3j\u00e1t. Emellett ideiglenesen megemelt\u00e9k a keret\u00f6sszegeket: 800 ezer forintra a versenyszf\u00e9r\u00e1ban, 400 ezer forintra a k\u00f6zszf\u00e9r\u00e1ban.<\/li>\n\n\n\n<li>2021-ben ideiglenesen lehet\u0151v\u00e9 tett\u00e9k a szabad \u00e1tj\u00e1r\u00e1st az egyes alsz\u00e1ml\u00e1k k\u00f6z\u00f6tt. A munkav\u00e1llal\u00f3k \u00edgy b\u00e1rmelyik zsebb\u0151l fizethettek a sz\u00e1ll\u00e1shely\u00e9rt, a vend\u00e9gl\u00e1t\u00e1s\u00e9rt vagy a szabadid\u0151s szolg\u00e1ltat\u00e1sok\u00e9rt. Az int\u00e9zked\u00e9s egyik c\u00e9lja az volt, hogy ne ragadjon nagyobb p\u00e9nzmennyis\u00e9g a SZ\u00c9P-k\u00e1rty\u00e1kon. Egy m\u00e1sik kiemelt c\u00e9l volt, hogy az el nem k\u00f6lthet\u0151 \u00f6sszegek olyan \u00e1gazatokba jussanak el, amelyek legink\u00e1bb kitettek a koronav\u00edrus-j\u00e1rv\u00e1nynak. Ilyen volt p\u00e9ld\u00e1ul a turizmus.<\/li>\n\n\n\n<li>A 2022 v\u00e9g\u00e9n meghirdetett turisztikai akci\u00f3terv egyik pontja \u00e9rtelm\u00e9ben elt\u00f6r\u00f6lt\u00e9k a SZ\u00c9P-k\u00e1rtya k\u00fcl\u00f6nb\u00f6z\u0151 alsz\u00e1ml\u00e1it, \u00e9s a rendelkez\u00e9sre \u00e1ll\u00f3 forr\u00e1sokat valamennyi ter\u00fcleten felhaszn\u00e1lhat\u00f3v\u00e1 tett\u00e9k.<\/li>\n\n\n\n<li>2023-ban \u00e9v v\u00e9g\u00e9ig ideiglenesen lehet\u0151v\u00e9 tett\u00e9k, hogy hideg \u00e9lelmet is lehessen v\u00e1s\u00e1rolni a k\u00e1rty\u00e1val (a doh\u00e1ny \u00e9s alkoholterm\u00e9kek kiv\u00e9tel\u00e9vel). M\u00e1sr\u00e9szr\u0151l ebben az id\u0151szakban a munk\u00e1ltat\u00f3k a 450 ezer forintos \u00e9ves rekre\u00e1ci\u00f3s keret\u00f6sszegen fel\u00fcl, att\u00f3l f\u00fcggetlen\u00fcl tov\u00e1bbi 200 ezer forintot utalhattak a munkav\u00e1llal\u00f3ik SZ\u00c9P-k\u00e1rty\u00e1ira b\u00e9ren k\u00edv\u00fcli juttat\u00e1sk\u00e9nt.<\/li>\n<\/ul>\n\n\n\n<p><em><a href=\"https:\/\/hu.andersen.com\/hu\/hirek\/legfontosabb-2025-os-adotorveny-valtozasok\/\">A 2025-ben hat\u00e1lyba l\u00e9p\u0151 fontosabb ad\u00f3jogszab\u00e1ly-v\u00e1ltoz\u00e1sokat ebben a cikkben foglaltuk \u00f6ssze.<\/a><\/em><\/p>\n\n\n\n<p><em>Szerz\u0151: G\u00f6tz Attila (PR \u00e9s kommunik\u00e1ci\u00f3s szak\u00e9rt\u0151)<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A megszavazott \u0151szi ad\u00f3csomag a SZ\u00c9P-k\u00e1rtya tekintet\u00e9ben t\u00f6bb fontos szab\u00e1lym\u00f3dos\u00edt\u00e1snak is meg\u00e1gyazott.<\/p>\n","protected":false},"author":1028,"featured_media":12388,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[38],"tags":[41],"class_list":{"0":"post-12387","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-hirek","8":"tag-slider-2","9":"entry"},"acf":[],"featured_image_src":"https:\/\/hu.andersen.com\/wp-content\/uploads\/2024\/11\/szep-kartya-szabalyvaltozasok-2025.jpg","author_info":{"display_name":"G\u00f6tz Attila","author_link":"https:\/\/hu.andersen.com\/hu\/author\/agotz\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>SZ\u00c9P-k\u00e1rtya: \u00faj zseb \u00e9s rugalmasabb felhaszn\u00e1l\u00e1s<\/title>\n<meta name=\"description\" content=\"A megszavazott 2024-es \u0151szi ad\u00f3csomag a SZ\u00c9P-k\u00e1rtya tekintet\u00e9ben t\u00f6bb fontos szab\u00e1lym\u00f3dos\u00edt\u00e1snak is meg\u00e1gyazott.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hu.andersen.com\/hu\/hirek\/szep-kartya-uj-zseb-szabalyvaltozasok-2025\/\" \/>\n<meta property=\"og:locale\" content=\"hu_HU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SZ\u00c9P-k\u00e1rtya: \u00faj zseb \u00e9s rugalmasabb felhaszn\u00e1l\u00e1s\" \/>\n<meta property=\"og:description\" content=\"A megszavazott 2024-es \u0151szi ad\u00f3csomag a SZ\u00c9P-k\u00e1rtya tekintet\u00e9ben t\u00f6bb fontos 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